College Students often have a very hard time saving money due to all their bills. With the costs of tuition, books, high gas prices, and their average monthly bills, how can they save money? Although it does seem impossible, it isn't. There are many ways college students can save money. Need some ideas? Check out these ideas and start putting your money in the bank.
Buying Textbooks - One of the most expensive things that college students dread paying for is college textbooks. So how can you help cut the costs on them? Easy, you can get them for almost half the price by getting them online and sharing. If you're going to school with one of your friends, try sharing the book! Have one person pay half and you pay half. Need another idea? Get them online! Websites online like amazon.com, half.com, e-bay and many other websites sell books for very cheap. Now is the time to check them out and start saving money.
Grocery Shopping - When you go grocery shopping try to get a small grocery cart instead of a regular sized one. This will cut down on your unnecessary foods. You will only have so much room so it will eliminate the things you really don't need. Also never buy anything that isn't on sale. Why? Because if you are patient, it will go on sale eventually. These two easy trips can cut down on your shopping bill more than you know.
Save money on gas - Every student should get a gas credit card. If you get a gas credit card, you can save up to 10% on your purchases at the pump. Everyone allows looks down on credit cards, but they can only help you if you use them wisely. Obviously you don't want to max out your card or put more money on it than you can afford. Also you want to make sure you pay the balance in full to avoid interest fees. But if you look at it this way, spend $50 save $5, do this for the year and you'll be saving a ton of money!
Money for fun - Every time you get paid you should only allow yourself so much money to spend on leisure. This amount should be the same every week. If you do this you will feel guilty if you go over, and proud of yourself if you go under. It's just a little mind game that you should play with your head. Try to only spend about 20% or less of your check on fun.
Putting money in the bank - You should also have a certain amount of money that you put in the bank every time you get paid. Once again doing this will make you feel guilty if you don't put as much in as you're supposed to and proud of yourself if you put in more than usual.
Although it seems impossible to save money as a college student, it isn't. It is a lot easier than you can imagine. Just be smart with your money. Every time you buy an item ask yourself, "Do I really need this?" If you stick the ideas above, you will start to see yourself saving money instantly.
Tom Tessin is an author for FINDcollegecards.com that is geared toward students looking for a first credit card |
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